They were going to send the notary to another state 1000 miles away. I guess they were just calling me a liar. Since I got a Quicken loan, I know for a fact that the initial paperwork they quicken loans mortgage send you states a finite time period that the loan rate will be good for. Everything went quickly for about a week, then nothing. We argued with them to try to get our money back, but that fell on deaf ears.
The guy was good, very fast and took a lot of information. Featuring cars for sale in trinidad and tobago and the caribbean. After some hostile words, he determined that I quicken loans mortgage wasn't worth his time or effort and we parted. As mentioned in several other of the reviews, their need for proof and document after document was absurd.
I asked for a copy of our appraisal and had to wait over a week with no return calls. Did they think we were just fooling around, kidding about being able to close after more than 3 months of working with them. Noticed estimation of settlement changed significantly after the appraisal came in lower than expected (note, this is a simple refinance for a veteran. Tomorrow is supposed to be my scheduled closing date. Pay stubs were provided three times digitally, and yet they could not read them. I have repeatedly requested my money back, but they keep ignoring my request. Learn more about the innovative online online teaching programs master of arts in teaching mat degree. Quicken Loans is an unresponsive machine with horrible customer service. And what I got elsewhere was 3.875% (zero percent) with $1100 closing costs. To the uninformed consumer, the information provided by your expert may sound good and feasible, but that is exactly the reason the country is in the state it is currently in - deceptive tactics. Quicken took 10 days to review the appraisal and then mandated that repairs be made to the home and then re-inspected. I've gone to a local loan company and will have to pay for an appraisal again, but at least I'll get someone who is familiar with the area and is a certified licensed appraiser and a lower interest rate. I will discourage anyone and everyone I know from doing business with them. There are so many other banks and lenders that will pre-approve with NO FEEs attached - go there instead. Wouldn't you think this would be a red flag for them - something wrong on their end rather than with all these properties. The fully indexed rate of 3.25% is in effect for the remaining 23 years and can change once every year for the remaining life of the loan. I can't remember how long it is, but certainly no more than 30-90 days. Then they have the reason being credit history. Closed a 15 year VA loan in under 40 days. After explaining what I was looking for and trying to verify the numbers I expected to save with the refinance, the future payment amounts, etc., I was floored to hear what your so-called expert had to say. Get used to talking to an answering machine. He also mentioned that while we had a high-end log home construction and a lake view, he did not consider them in his evaluation of the value. Speaking to a real person who is familiar with your file is wishful thinking. Ours was a refinance, and about 6 weeks into the process, they called to say there was a mortgage on our property. In order to quote me a rate, the quicken loans mortgage bank needs the following info. Complaining up the chain of command of this person made things even worse. After an hour of runarounds, I got the copy of our appraisal that we paid for upfront. Mar an industry expert explains how to find local auto body repairs a body shop that can repair please visit. Most claims can now be filed quicken loans mortgage online electronically. I went online late into this game and discovered they have hundreds and hundreds of customer complaints. They approved my loan based on the existing offer, and now they don't want me to move the closing date by a day or two. The other amazing thing I learned after talking to Rachael, knowing that I may have been underwater, she stated that once Quicken determined what the actual value of our house was the HARP 2.0 was no longer an option and that they do not "reveal" this fact to the customer. And additional information was requested. I requested information about refinancing my current home with a better rate. Heck, when I bought my last car my credit union told me that my quoted rate was only good for 7 days. My reason for Four stars is that the rep over promised the time to closing which was about 1 month instead of the 2 weeks she promised. I would NOT be saving the advertised amount, ever. If you have paid by credit card you can claim it back through your credit card. Quicken Loans has locked a higher rate on this, even though they failed to close on time and their rate offerings to others have dropped. I had a great experience with Quicken Loans. I am not currently with Quicken or any other mortgage company. Unfortunately they are amazing - quicken loans mortgage but in an unbelievably bad way. All was going well, and they quickly billed my credit card for $500, until my appraisal came in. Free online bankruptcy evaluation. This company takes your $500 "good faith" money and then drags their feet with mountains of paper work which even after you submit several times claim they never got it or are missing several things. Next, they were confused about where the property was located and where we lived. After I had told them specifically not to run my credit because I was still checking, they sent this letter saying they are unable to offer me financing. This was half a business day before my scheduled closing, which is absolutely ridiculous and unprofessional. A land contract sometimes known as a contract homes land contract for deed, agreement for deed,. We do have a new mortgage with them but I actually feared writing a complaint until I paid our first payment due to the craziness of this company. We both have very good credit and earn close to a 6-figure income combined. You need an appraisal before you buy or sell any home whether you get a loan or not, or else you have no idea what it's real value is. No application fee, no out of pocket, etc. The solutions team sent the appraiser the new comps and he was allowed to add an addendum to the appraisal as to why he did not use the better comps two weeks after he had performed the original appraisal. Low interest personal loan our interest fast personal loans rates are competitive, our fees are low. Better, since the rates were going down at the time that I built and bought my house, Quicken kept lowering my finance rate. I called Quicken Loans to ask if I should refi. I can't even begin to describe how disgusted I am with this experience. It wasn't until I threatened with a lawyer, reporting them to the BBB and insisted on only working with a manager did my nightmare end. The part that makes me the most upset is that the only way you know what's going on is to log on to your MYQL site and read what is needed. No credit check credit cards are too good to be true find out more about credit. All they care about is getting that money upfront and then they don't care what happens to you after that.
Sample Memorial Donation LetterI've seen their TV commercial before and thought, who would use a company with that kind of stupid commercial. Do not recommend this company, especially for veterans who don't deserve to be treated this way. But I had a tight schedule for my closing, so I didn't have time to back out and look for another bank. A year fixed rate mortgage average 30 year fixed mortgages in the united states. These peices of information are not reported on your credit report so it is impossible to tell what you pay.
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Seminar Series
Credit and Finance
Russ Wermers
University of Maryland
They have so many conditions in the final approval that there is no way to cure them.
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Our experience with Quicken Loans was a nightmare, almost from the beginning. So, after seeing the VA info, I thought I would do a little more investigating and found this site. Lending services provided by Quicken Loans Inc., a subsidiary of Rock Holdings Inc. Quicken Loans INTIONALLY wasted our time and money. Their need for proof of where our quicken loans mortgage funds came from was ridiculous. I shouldve listened to the comments here. No, they want us to move the closing date until 2013 so that they can see my 2012 tax filing.
I was rate shopping for lowest rate - 15-year fixed rate mortgage loan to refinance my condo.
My initial complaint was that the appraisal was inaccurate. Take our advice - Stay away from Quicken Loans. Please upgrade your web browser for the best experience. How odd that in a relatively stable home market, my home lost fully one third of its value according to the appraiser that was sent to my home.
My 401K has a value 5 times the amount I want to refinance.
We have two rentals that were being absorbed with the sale. Last year when I purchased my condo, Quicken quoted me about $2800 closing costs at 4.875% (zero points) for an $88,000 loan 15-year fixed. I will not do business with anyone who is telling me I am not speaking the truth. I asked questions about what was happening and was given such a vague answer every time. In this case, a few areas of stucco needed patching/painting - not major value impacting nor requiring repair per appraisal doc.
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It has a huge legal well adjudicated for enough water to grow rice.
As you can imagine, the loan did not close or even come close. I was not told this whenever I called to get information regarding an FHA streamline refinance. It is beautiful and picturesque with mature trees.
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During the initial online chat, they asked for a credit card twelve times to process the application fee, which is allegedly returned at closing. However, at about the time we were awaiting finalizing the loan, we received a call telling us we had been declined because the appraiser could not find a comparable to our home. If you are even considering calling Quicken Loans, just know that each call they receive with questions generates a loan number within their internal computer system. I had so many things arranged and scheduled for this weekend that are counting on the closing tomorrow.
Please alter your browsers settings to allow Javascript before continuing. And if what they are doing is somehow legal, it sure the heck is a far cry from professional.
I was also successful against GM ($1,200 straight recoup - no treble damages) when a dealer installed all solenoids in my engine when I requested only the one failed one be replaced. When I asked another professional about this, they were shocked about what she had told me and told me the information she provided me was not only incorrect - it would not be financially prudent. I left it with hell call me back tomorrow and is expecting me to hand over my C number.
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